Yes, NerdWallet: Smart Money App collects personal data to provide tailored financial advice and services, but it emphasizes user privacy and data protection.

NerdWallet: Smart Money App primarily requires an internet connection for full functionality, but some features may be accessible offline depending on the device.

You can cancel your subscription through the app settings or by contacting customer support, depending on how you subscribed.

The subscription cost varies depending on the features selected, but it typically offers a free tier along with additional premium options at different price points.